Cross the T
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TERMS OF USE
Cross The T (“CTT”) offers a range of legal information and business consultancy services (“the Services”).  Details of the Services provided by CTT from time to time can be found on this website, crossthet.com.au (“Site”) or otherwise discussed with a Cross The T representative.  These terms and conditions govern both your (“the Client”) use of this Site and CTT’s provisi
on of the Services.  
Information posted or made available on or through this Site, including without limitation any comments, opinions, recommendations, answers, analysis, references, referrals or legally related content or information (collectively "Legal Information") is not intended to create an solicitor-client relationship between CTT or Tania White and the Client. Such Legal Information is intended for general informational purposes only and should be used only as a starting point for addressing your legal issues. It is not a substitute for advice from an Australian legal practitioner within the meaning of the Legal Profession Uniform Law
licensed to practice in your jurisdiction about your specific legal issue, and you should not rely upon such Legal Information. You understand that questions and answers or other postings to the Site are not confidential and are not subject to solicitor-client privilege.
Nothing in this Site or otherwise arising as part of the Services will be considered legal advice and no solicitor-client relationship is established.
By continuing to access this Site or otherwise proceeding to engage CTT for
the provision of Services, these terms and conditions will apply unamended to the fullest extent permitted by law. 
Please note that CTT may change all or part of these terms at any time.  If CTT does so, the new terms and conditions will be posted on this Site and will be effective as soon as they are posted.  For future use of this Site or in respect of future provision of the Services, these terms may therefore be different.  CTT recommends that you read these terms carefully each time you access this Site or use CTT’s Services.
Unless other terms and conditions are expressly accepted by CTT by written amendment which refers to the terms and conditions to be amended, these terms and conditions exclude and supersede all prior discussions, representations and arrangements and any other implied, oral or written terms and conditions whether or not they are endorsed on, delivered with or referred to in any purchase order or other document delivered by the Client to CTT.

Please note that notwithstanding anything else in these terms and conditions, CTT retains the right to terminate the Client’s use of the Site, or otherwise terminate or refuse service, for any reason permitted by law, in its sole discretion. 
The information contained in this web site is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this site.
Accordingly, the information on this site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.
While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, CTT is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.
In no event will CTT, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this site or for any consequential, special or similar damages, even if advised of the possibility of such damages.
​Certain links in this site connect to other web sites maintained by third parties over whom CTT has no control. CTT
makes no representations as to the accuracy or any other aspect of information contained in other web sites.
PRIVACY POLICY

CTT respects your privacy and is committed to protecting your personal information. Our Privacy Policy outlines our approach to privacy and how we collect, use and protect your personal information. It also sets out your rights in relation to accessing the personal information we collect and hold about you. We are bound by the Australian Privacy Principles (or APPs) in the Privacy Act 1988 (Cth).
Personal information is defined in the Privacy Act 1988 (Cth) and means information or an opinion about an identified individual, or an individual who is reasonably identifiable.
CTT only collects personal information for the purposes of conducting our business. The personal information we collect from you will include information you give us when you:
(a) submit a question via our Site;
(b) contact us.
The personal information that we collect on individuals may include, but is not limited to:
(a) your name;
(b) your contact details including your email;
(c) other personal information that we collect in the course of a transaction or that you provide to us when you contact us.
We will collect personal information from you by lawful and fair means and not in an unreasonably intrusive way.  When you visit our Website, we, and/or third parties, may place cookies on your browser to enhance and manage our website and improve our business and the services we provide to you. We and/or Google may use this information to optimise and place advertisements, including advertisements of third party vendors, on our own and third party websites. Google’s ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Use and Privacy Policy.
By using the Site and agreeing to this policy, you grant us permission to place and store cookies on your browser. Cookies may be used by us to collect the following information:
(a) your computer's operating system;
(b) your computer's browser type and capabilities;
(c) your computer's Internet Protocol (IP) address and geolocation;
(d) web pages visited, including how you were referred to each web page; and
(e) web page usage statistics, including the time spent on each web page.
In addition, third parties may place and read cookies on your browser, or use web beacons or similar technologies to collect information. Cookies can be managed by accessing the individual settings in your browser.
We will not identify users or their browsing activities, except where required by law or in accordance with our Terms of Use.
We will generally use or disclose your personal information only for the primary purpose for which it was collected; or for a related secondary purpose where you would reasonably expect us to use or disclose the personal information for that secondary purpose. We may otherwise use and disclose your personal information if you have given us consent for the use or disclosure or it is required or authorised by law.
If those purposes for which we have collected the information involve providing personal information about an individual to any third party, we will take appropriate and reasonable steps to ensure any personal information is protected.
We will generally only use personal information for marketing if you have given express or implied consent or it is impracticable to seek consent before this use.
When using this Site, you consent to CTT using your personal information, such as your email address, for direct marketing purposes. You may opt out of receiving these direct marketing communications at any time. Our electronic marketing activities will comply with the requirements of the Spam Act 2003 (Cth).
We take steps to protect the personal information we hold against loss, unauthorised access, use, modification or disclosure and against other misuse. When no longer required, personal information is destroyed in a secure manner or deleted.
Under the Privacy Act 1988 (Cth), you have certain rights to access the personal information we collect and hold about you.  Generally, we will allow an individual access to the personal information we hold about them within a reasonable time after it is requested. When requesting such access please identify the precise type/s of information requested. You may make a request by emailing us at crossthet@outlook.com.  We take those steps reasonable in the circumstances to ensure that the personal information that we collect, use and disclose is accurate, up to date and complete. Where an individual requests to correct information, we will take reasonable steps to correct the information, having regard to the purpose for which it is held. You may lodge a request to correct personal information by emailing us at crossthet@outlook.com.
To make a complaint about a breach of the Australian Privacy Principles, which includes how we handle your personal information, you may email or write to us at the address provided above. We will endeavour to respond to your complaint within a reasonable time after it is received. If you are not satisfied by our response, you may acquire further information regarding privacy from the Office of the Australian Information Commissioner.
​
Terms of Use last updated in February 2019.

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